Preheat to 375"

Combine  3 c. Bran Cereal and 2 c. boiling H2O.  Set aside.

Mix with beater:

2 eggs (beaters)
c. oil
c. water
3 ripe bananas
c. raw bran
c Buttermilk pwd
2 Tbs. sugar
2 ts. cinnamon
1 ts. gr. cloves
2 ts. vanilla
1 Tb. soda

Stir in:

c. raisins
1 c. white flour
1 c. whl wht flour
a c. wheat germ
the bran cereal
mixture

Divide into 24 paper-lined muffin cups.
Bake at 375" for 20 minutes.